Digital innovations have created scores of advantages and opportunities for small and medium-scale enterprises. Technology acquisition empowers small business owners to compete against multinational rivals and industry leaders. However, operating in the digital realm also makes businesses vulnerable to cyber attackers, criminals, and syndicates. Over the years, online crime has evolved dramatically, rivaling the innovations of cybersecurity infrastructure. Hackers, scammers, and phishers are well-equipped with sophisticated technologies that allow them to penetrate weak defenses. Most…